The global financial system is on the verge of significant transformations, largely driven by the rapid development of digital technologies. One of the most discussed innovations in recent years has been the concept of central bank digital currencies (CBDC).
Category: Banking & Finance
Expert analysis of the banking sector, liquidity trends, interest rates, and the Nepal Stock Exchange (NEPSE). Essential reading for investors and financial professionals.
Bank branches in the era of “Digital First”: How can banks transform their physical network to loyalty and profitability?
The evolution of banking in Nepal, like many countries around the world, is characterized by a rapid shift from traditional service models to digital technologies.
Awakening the “sleeping giant”: a roadmap for the development of the insurance market in Nepal – from innovative products
The agricultural sector suffers from the effects of climate change, including droughts, floods and other natural disasters, while the flow of remittances can be unstable due to global economic downturns or political changes in the host countries.
Nepal’s Cooperative Sector (Sahakari): A Hidden Threat to Financial Stability or an Untapped Engine for Inclusive Growth?
The cooperative movement in Nepal has a long history, formally beginning in the 1950s, and was initially focused on meeting the needs of the rural population in the agricultural sector.
Next-Generation Remittances: How Fintech Transforming the Market in Nepal – Opportunities for Banks
The digital transformation of the remittance sector offers significant opportunities for Nepal’s commercial banks. These include expanding their customer base, especially among the younger generation
Green Finance for a Sustainable Nepal: Assessing the Banking Sector’s to Finance Green Projects
The key findings indicate that despite the emergence of building blocks for green finance, such as dedicated credit products and green bond issuance, the banking sector faces significant systemic challenges.
Nepal’s SME Credit Dilemma: Analyzing of New Government Support Programs and Innovative Fintech Solutions
Small and medium enterprises (SMEs) are the cornerstone of Nepal’s economy, playing an indispensable role in its development and the welfare of the people. However, despite their importance, SMEs in Nepal face serious obstacles in accessing finance, which is called the “credit dilemma.”
Nepal’s Digital Financial Security: What Steps Should Banks Take to Protect Against Global Cyber Threats?
By early 2025, the number of mobile banking and digital wallet users was in the tens of millions, and the volume of QR payments was breaking all records.
Fintech Tsunami or Evolution? How Nepalese Banks Adapting to the Era of Digital Wallets, Neobanks, and AI Scoring
The global financial industry is experiencing unprecedented technological transformation. Digital payments, neobanking, and the widespread use of artificial intelligence (AI) are fundamentally changing the way financial services are delivered and consumed.
Financial Literacy or Financial Traps? Retail Investor Protection and Education Challenge for Nepal Stock Market Stability
This massive influx of retail investors marks an important stage in the development of Nepal’s capital market, contributing to its democratization. However, this process comes with new and significant challenges.