Small and medium enterprises (SMEs) are the cornerstone of Nepal’s economy, playing an indispensable role in its development and the welfare of the people. However, despite their importance, SMEs in Nepal face serious obstacles in accessing finance, which is called the “credit dilemma.”
Tag: banking and finance
Nepal’s Digital Financial Security: What Steps Should Banks Take to Protect Against Global Cyber Threats?
By early 2025, the number of mobile banking and digital wallet users was in the tens of millions, and the volume of QR payments was breaking all records.
Fintech Tsunami or Evolution? How Nepalese Banks Adapting to the Era of Digital Wallets, Neobanks, and AI Scoring
The global financial industry is experiencing unprecedented technological transformation. Digital payments, neobanking, and the widespread use of artificial intelligence (AI) are fundamentally changing the way financial services are delivered and consumed.
Digital Transformation of Nepal’s Banking Sector: Are Traditional Banks Ready to Work with Fintech Startups?
Traditional banks have historically been the backbone of Nepal’s financial system. There are a number of Class A commercial banks operating in the country, which play an important role in providing credit to the economy and facilitating payments.
Financial Literacy or Financial Traps? Retail Investor Protection and Education Challenge for Nepal Stock Market Stability
This massive influx of retail investors marks an important stage in the development of Nepal’s capital market, contributing to its democratization. However, this process comes with new and significant challenges.