Small and medium enterprises (SMEs) are the cornerstone of Nepal’s economy, playing an indispensable role in its development and the welfare of the people. However, despite their importance, SMEs in Nepal face serious obstacles in accessing finance, which is called the “credit dilemma.”
Tag: industries
How Nepal Can Effectively Promote its Cultural Heritage, Gastronomy and Unique Festivals
To ensure sustainable growth of the tourism industry, reduce seasonal fluctuations and distribute economic benefits more evenly, Nepal needs to diversify its tourism offerings.
Nepal’s Digital Financial Security: What Steps Should Banks Take to Protect Against Global Cyber Threats?
By early 2025, the number of mobile banking and digital wallet users was in the tens of millions, and the volume of QR payments was breaking all records.
Fintech Tsunami or Evolution? How Nepalese Banks Adapting to the Era of Digital Wallets, Neobanks, and AI Scoring
The global financial industry is experiencing unprecedented technological transformation. Digital payments, neobanking, and the widespread use of artificial intelligence (AI) are fundamentally changing the way financial services are delivered and consumed.
Skills Drain: How is the Ongoing Exodus of Nepali Youth Affecting Industries, What to Do Retain the Talents?
The term “skill drain” itself highlights that the country is losing not just a portion of its population, but precisely those sections of it that have the greatest potential…
Financial Literacy or Financial Traps? Retail Investor Protection and Education Challenge for Nepal Stock Market Stability
This massive influx of retail investors marks an important stage in the development of Nepal’s capital market, contributing to its democratization. However, this process comes with new and significant challenges.