AI-driven alternative credit scoring is essential for unlocking Nepal’s SME market, threatening banks that rely on traditional collateral-based lending.
Tag: fintech
Digital Rupee on the Horizon? Potential and Risks of the National Bank of Nepal’s CBDC for the Country’s Financial System
The global financial system is on the verge of significant transformations, largely driven by the rapid development of digital technologies. One of the most discussed innovations in recent years has been the concept of central bank digital currencies (CBDC).
Digital Transformation Nepali Style: How Local Companies Are Embracing AI and Automation for Real Growth
The central question this article explores is how they do this, and, crucially, how they avoid the large and costly mistakes that often plague global corporations on their digital transformation journeys.
Bank branches in the era of “Digital First”: How can banks transform their physical network to loyalty and profitability?
The evolution of banking in Nepal, like many countries around the world, is characterized by a rapid shift from traditional service models to digital technologies.
Mobile-First: How Nepal is Leapfrogging Legacy Technologies to Cutting-Edge Mobile Solutions
Nepal has become one of the most striking examples of this “leapfrogging.” The country has turned its geographic and infrastructural limitations into a unique advantage…
Open Data for Civil Society: Civic-Tech Platforms Helps Nepalis Control Power and Participate in the Development of Communities?
Imagine a huge library where all the data collected by the state is stored: budgets, health statistics, election results, air quality data.
Awakening the “sleeping giant”: a roadmap for the development of the insurance market in Nepal – from innovative products
The agricultural sector suffers from the effects of climate change, including droughts, floods and other natural disasters, while the flow of remittances can be unstable due to global economic downturns or political changes in the host countries.
Nepal’s Creative Economy is Booming: What Innovative Platforms and Educational Initiatives are Fueling?
The world is increasingly talking about the “creative economy” – a sector that is based not on factories and natural resources, but on ideas, talent and technology.
Fintech for All: How Innovative Payments and Digital Wallets Are Expanding Financial Inclusion for Every Nepalese
We begin by examining the underlying problem—pervasive financial exclusion—and then dive into how digital payments and microcredit are changing the game.
Nepalization of Global Technologies: the Trend of 2025 – the Unique Linguistic, Cultural and Infrastructural Realities of Nepal
While the world’s tech hubs compete to build metaverses and roll out 6G networks, an equally exciting, albeit very different, digital revolution is unfolding in the heart of the Himalayas.